Privacy Policy

Privacy Policy

TRUSTe online privacy certification

Effective Date: 03/03/2014

This privacy policy describes how New Eclipse Enterprises Inc. collects and uses the personal information you provide on our Web site: (www.fhamortgage.org). It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

New Eclipse Enterprises Inc. has been awarded TRUSTe’s Privacy Seal signifying that this privacy policy and practices have been reviewed by TRUSTe for compliance with TRUSTe’s program requirements including transparency, accountability and choice regarding the collection and use of your personal information.  The TRUSTe program only covers information that is collected through this Web site, http://www.fhamortgage.org.  TRUSTe’s mission, as an independent third party, is to accelerate online trust among consumers and organizations globally through its leading privacy trustmark and innovative trust solutions. If you have questions or complaints regarding our privacy policy or practices, please contact us at application@fhamortage.org.  If you are not satisfied with our response you can contact TRUSTe here.

Not a government site. We help you with information about government mortgages and connecting you with licensed Loan Officers who work with government backed mortgages.

New Eclipse Enterprises Inc. has created this privacy policy in order to demonstrate our commitment to protecting your privacy.

 

Access

The information you enter is only used to allow an FHA loan officer to contact you. Your information will be sent to a local 3rd party FHA loan officer in your area that will try to help you with the products or services you have inquired about. Only your assigned FHA loan officer will be able to see your information at anytime. New Eclipse Enterprises Inc will never contact you regarding your request.

 

Your Information

We collect only the most basic information from you this information is: First and Last Name, Mortgage Amount, Type of Mortgage, Phone Number, Call Time, Email for confirmation of your request, State, Zip, and Credit Range. Note we also collect your address. We only collect the most basic information from you that we can in order to match you with the best local Loan Officer.

 

Information Transfer

We will share your personal information with third parties only in the ways that are described in this privacy policy. We share your personal information with other companies so that they can market their products or services to you. If you do not want us to share your personal information with these companies, contact us at application@fhamortgage.org or contact the 3rd party directly.

After we collect your information, it is sent to our secure server which then matches you with the best fit loan officer and sends you their contact details. In turn, our Loan Officer is also securely sent your contact information. They will then contact you at the time you selected to talk about the product or service that you inquired about. If we cannot match you with a Loan Officer, we will retain your information until we do find a Loan Officer match. After you are matched with Loan Officer, your information will no longer be retained on our servers.

We may also provide your personal information to companies that provide services to help us with our business activities such as shipping your order or offering customer service. These companies are authorized to use your personal information only as necessary to provide these services to us.

 

What Are Cookies and How Do We Use Them?

Cookies are small text files stored by your browser that allow us to learn more information about your visit or use of our website and Services. We may use cookies to remember your User Information and to deliver personalized and relevant information specific to your needs. We may also use cookies to track patterns on our site to help us improve the visitor or customer experience. We do not link the information we store in cookies to any Personal Information you submit while on our website.

 

Cookies

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personal information you submit while on our site.

We use both session ID cookies and persistent cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. These cookies ensure you are only sent to one Loan Officer or broker and prevent duplication of your request.  You can remove persistent cookies by following directions provided in your Internet browser’s “help” directory. More info about cookies can be found here.

If you reject cookies, you may still use our site, but your ability to use some areas of our site, such as contests or surveys, will be limited.

 

 Behavioral Targeting / Re-Targeting

We partner with a third party ad network to either display advertising on our Web site or to manage our advertising on other sites. Our ad network partner uses cookies and Web beacons to collect non-personal information about your activities on this and other Web sites to provide you targeted advertising based upon your interests.  If you wish to not have this information used for the purpose of serving you targeted ads, you may opt-out by clicking Here.  Please note this does not opt you out of being served advertising.  You will continue to receive generic ads.

NOTE:  Participant may also link to the NAI opt-out mechanism http://www.networkadvertising.org/managing/opt_out.asp

 

Third Parties Use Cookies

The use of cookies by third parties is not covered by our privacy policy.  We do not have access or control over these cookies.

 

Clear Gifs (Web Beacons/Web Bugs)

Our third party tracking utility partner employs a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage content on our site by informing us what content is effective.  Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users.  In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We do not tie the information gathered by clear gifs to our customers’ personal information.

 

Access/Opt-Out

If your personal information changes, you may correct, delete inaccuracies or update it by emailing our Customer Support at application@fhamortgage.com or by contacting us by postal mail at the contact information listed below. In cases where your information has already been sent directly to a Loan Officer, you will need to contact them directly to correct, update or delete your personal information.

 

At anytime you may Opt-out of the process by sending email to application@fhamortgage.org we will then remove all of your information from all of our servers per your request and the process will be stopped. You may also reply to your confirmation email with the words Opt-Out in the subject line and we will also process your request this way. If you prefer you may complete this request online here: https://www.fhamortgage.org/unsubscribe/

 

We will retain your information for as long as your account is needed to provide you services such as matching you with the best fit Loan Officer. If you wish to request that we no longer use your information to provide you services, please contact us at the above email address. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements.

 

Security

The security of your personal information is important to us.  We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it.  No method of transmission over the Internet, or method of electronic storage, is 100% secure, however.  Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Web site, you can contact us at application@fhamortgage.com.

 

Legal Disclosure

New Eclipse Enterprises Inc. cooperates fully with state and federal authorities in prosecuting those involved in any illegal access to, or use of, New Eclipse Enterprises Inc. web properties. We may be required to disclose information to the government or to third parties under certain circumstances, such as illegal activity on our Site. New Eclipse Enterprises Inc. reserves the right to release personal information to its service providers, law enforcement or other government officials or in response to a formal request in a civil action, Court order or judicial proceeding.

 

Business Transition

We may also disclose your personal information if New Eclipse Enterprises Inc. is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

 

Changes to this Policy

New Eclipse Enterprises Inc. may update this privacy policy at any time, so please review it frequently. If we make material changes to this privacy policy, we will notify you prior to the change becoming effective in this privacy policy by e-mail(sent to the e-mail address specified in your account) or by a notice posted on the home page of this Site.

 

Our Address & Contact Info

New Eclipse Enterprises Inc / FHAmortgage.org

26 Blueberry Hill Rd
Bearsville, New York 12409
Phone: 845-613-0598

application@fhamortgage.com

 

Item of Note

WE ARE NOT THE FHA. They insure the FHA loans that our lenders assist people in getting. If you need to contact the FHA directly, you can do so at:
US Department of Housing and Urban Development
451 7th Street, S.W.
Washington, DC 20410

 

Third-party Ads

The site contains links to other sites. The request for a free consultation is a 3rd party ad. We are not responsible for the privacy practices or the content of these other web sites. Customers and visitors will need to check the privacy policy of these others web sites to understand their policies. Customers and visitors who access a linked site may be disclosing their private information. It is the responsibility of the user to keep such information private and confidential.

This site helps you get matched with local mortgage lenders who are FHA approved. We match you to these local lenders based upon your input to the form.


Copyright © 2014 New Eclipse Enterprises Inc.